Through this engaging book, students learn how to make a good budget, one that includes income, expenses, and savings. Knowing how to earn, spend, and save money are important money management skills. Using good money management skills can help a person become financially independent. Readers also learn that making and following a budget can help them reach their short-term and long-term goals. This book explains how to set up a weekly expense record...

Discusses the process of renting an apartment, including smart apartment hunting tips, what to look for in an acceptable lease, additional living expenses, and budgeting.

Offers teens advice on getting, using, and respecting credit cards, explaining the importance of paying the balance each month, avoid common mistakes, protecting their credit rating, and making smart choices.